Platform Strengths

Built for Sponsors Who Prioritize Certainty of Execution

We combine institutional credit discipline with practical structuring and direct communication, so borrowers can move from first review to closing with confidence.

CMBS Expertise

Extensive B-piece and structured credit experience across primary and secondary Bangladesh market transactions.

Credit Market Depth
Special Situations

Creative structures for transitional, dislocated, and complexity-driven opportunities where standard programs do not fit.

Structured Flexibility
Disciplined Underwriting

Credit-first review focused on in-place cash flow, downside protection, and a well-defined path to repayment.

Risk-Adjusted Approach
Responsive Origination

Direct access to senior professionals with clear feedback from initial screening through final closing.

Direct Access
At A Glance

Lending Capacity Backed by Institutional Discipline

From first look to final close, we focus on structure clarity, responsive feedback, and reliable execution across commercial real estate opportunities.

৳5 Cr – ৳100 Cr+ Typical Loan Size Flexible ranges aligned with collateral quality, business plan complexity, and sponsor profile.
Senior & Sub Capital Stack Positions Execution across senior debt, mezzanine debt, and preferred equity solutions.
Nationwide Bangladesh Market Reach Coverage across major and growth-oriented secondary markets in Bangladesh with strong fundamentals.
Execution First Certainty of Closing Direct dialogue with decision-makers to reduce friction and maintain transaction momentum.

A Credit-First Lending Platform for Transitional Real Estate

Capital Finance Ltd originates senior and subordinate loans secured by commercial real estate throughout Bangladesh. We specialize in non-recourse bridge and transitional financing with structures calibrated to each asset, business plan, and execution timeline.

Our team supports institutional and entrepreneurial sponsors who require disciplined underwriting, direct communication, and practical execution from initial review through closing.

Institutional underwriting with transaction-level flexibility
Direct access to decision-makers during execution
Clear process discipline from diligence to funding

Every opportunity is evaluated on its own merits with a focus on risk-adjusted returns and certainty of closing.

Capital Finance Ltd - Commercial Real Estate Finance
৳5 Cr – ৳100 Cr+ Typical Loan Capacity
Nationwide Bangladesh Market Coverage
48-72 Hrs Initial Deal Feedback
Non-Recourse Bridge Loan Focus
Core Programs

Our Lending Focus

Execution-oriented lending programs tailored to property-level business plans, sponsor profile, and timeline sensitivity.

Senior and Subordinate Debt
Bridge Lending

Bridge loans for acquisitions, recapitalizations, and refinancings where speed, reliability, and practical terms are essential.

Transitional Assets
Value-Add Business Plans

Financing for lease-up, repositioning, and operational improvement strategies backed by disciplined execution milestones.

Complex Capital Stacks
Structured Solutions

Mezzanine debt, preferred equity, and special situations capital designed for complex structures and changing sponsor requirements.

Each transaction is evaluated individually with transparent communication on fit, structure, and process expectations.

Property Types We Finance

Bridge and transitional capital for institutional-quality assets with clear business plans and credible execution pathways.

Multifamily

Acquisition, recapitalization, and repositioning strategies across market-rate and workforce segments.

Office

Selective exposure to assets with durable tenancy and a realistic path to stabilization.

Industrial

Logistics and distribution properties supported by strong market fundamentals and demand drivers.

Retail

Grocery-anchored and service-oriented formats with resilient foot traffic and tenant quality.

Hospitality

Flagged and independent assets where cash-flow growth and operational upside are clearly identified.

Mixed-Use

Complex capital requirements for mixed-use projects with coordinated leasing and execution plans.

Investment Criteria Snapshot

Our focus is on transactions with clear business plans, aligned sponsorship, and realistic execution pathways.

Loan Profile
  • Typical size: ৳5 Crore to ৳100 Crore+
  • Senior and subordinate positions
  • Non-recourse bridge structures
Asset & Business Plan
  • Stabilized and transitional commercial assets
  • Lease-up, repositioning, and recapitalizations
  • Value creation supported by a defined strategy
Sponsorship Focus
  • Experienced operators with verifiable track records
  • Clear alignment of structure, timeline, and exit
  • Transparent communication from diligence to closing

Our Transaction Process

Four disciplined steps from initial inquiry to funding — designed for clarity, speed, and certainty of execution.

01
Screening
Initial Review

We assess sponsor experience, asset quality, and deal structure to determine fit — typically within 48–72 hours of receiving core materials.

02
Structuring
Indicative Terms

Qualified transactions receive a preliminary term sheet outlining structure, pricing, and key commercial conditions.

03
Validation
Due Diligence

Credit, legal, and third-party diligence are run in parallel on a defined timeline to protect execution certainty.

04
Execution
Closing & Funding

Final documentation and loan funding are managed through a transparent, borrower-focused closing process.

For the fastest review: provide property type, market, requested loan amount, business plan summary, sponsorship background, and target closing timeline in your initial submission.

Why Borrowers Choose Us

Institutional discipline combined with practical, deal-focused execution and direct decision-maker access.

Multi-Cycle Underwriting

Credit judgment formed across multiple real estate and capital market cycles.

Direct Decision-Maker Access

No intermediaries. You communicate directly with the people who structure and approve transactions.

Flexible Structures

Practical terms aligned with your business plan, timeline, and exit strategy.

Execution Speed

Fast feedback from first inquiry through indicative terms — we respect your timeline.

Non-Recourse Programs

Bridge financing structured non-recourse across senior and subordinate positions.

Transparent Communication

Clear guidance from initial screening through closing — no surprises, no unexplained delays.

Ready to discuss a new transaction?

Submit a brief overview and our origination team will follow up with direct feedback on fit, structure, and execution timeline. All inquiries are kept confidential.

Frequently Asked Questions

Quick answers to common borrower questions before a formal discussion.

Initial feedback is typically provided within 48 to 72 hours of receiving core transaction materials — executive summary, loan amount, asset overview, and sponsor profile. We prioritize prompt communication so borrowers can plan without unnecessary delays.

Yes. Transitional assets are a core part of our lending focus. We actively evaluate lease-up, repositioning, recapitalization, and operational improvement strategies across multifamily, office, retail, industrial, and mixed-use property types.

We typically originate loans from ৳5 Crore to ৳100 Crore+ across both senior and subordinate positions. If your transaction falls at the outer edges of these benchmarks, we encourage an inquiry — we evaluate each opportunity on its own merits.

We lend across Bangladesh, including major markets such as Dhaka, Chattogram, and Sylhet, as well as high-growth secondary markets and select tertiary markets with strong fundamentals. Geography alone does not disqualify a transaction — we evaluate location in context of the business plan and market dynamics.

Please include the property address or market, asset type, requested loan size and structure (senior, mezzanine, or preferred equity), your business plan summary, and the target closing date. A brief sponsor overview with relevant experience is also helpful.

Our bridge loans are generally structured on a non-recourse basis with standard carve-outs. For mezzanine debt or preferred equity, terms are negotiated on a transaction-by-transaction basis depending on collateral, borrower profile, and business plan.
Ready to Move Forward

Submit your deal for a prompt, confidential review

Our origination team responds directly to all inquiries. To expedite your review, prepare the following before reaching out:

Asset location & property type
Requested loan size & structure
Sponsor / borrower details
Business plan & exit strategy
Target closing timeline
Existing financing (if applicable)

Get in Touch

Our origination team is available to discuss new opportunities confidentially and without obligation.