A disciplined credit platform built for certainty of execution
Capital Finance Ltd is a private real estate credit firm focused on originating and investing in senior, subordinate, and structured debt opportunities. We partner with experienced sponsors, owners, and operators who need a responsive financing partner with deep underwriting capabilities and a practical understanding of transitional business plans.
Our team combines institutional lending experience with an entrepreneurial mindset. We move quickly, maintain a transparent process from term sheet to closing, and structure transactions that align with each asset’s leasing, repositioning, recapitalization, or refinancing strategy.
৳100 Crore+
Typical upper deal size
30+
CMBS transactions completed
1,600+
Loans reviewed across portfolios
৳13,000 Crore+
Aggregate underlying loan face value
What differentiates our platform
We combine selective sourcing with a deep due diligence framework and active asset management support.
Fast, dependable execution
Direct access to decision makers, expedited review cycles, and clear milestone tracking from initial conversation through closing.
Flexible structures
Senior, mezzanine, preferred equity, rescue capital, and recapitalization formats designed around each property's capital stack.
Risk-first underwriting
Property-level and portfolio-level stress testing, downside scenario analysis, and covenant frameworks that protect lender outcomes.
Asset classes we finance
Our Investment Philosophy
Every transaction is evaluated with a credit-first framework that balances sponsor conviction, asset fundamentals, and execution realism.
Downside Protection First
We start with cash flow durability, basis support, and market liquidity before sizing leverage and structuring proceeds.
Business Plan Alignment
Terms are calibrated to leasing, capex, repositioning, and refinance timelines so capital supports, not constrains, execution.
Transparent Communication
Borrowers receive clear feedback, defined milestones, and consistent decision-maker access from first review through closing.
How We Execute Transactions
A disciplined process designed to reduce uncertainty and keep qualified opportunities moving efficiently.
Initial Assessment
We review sponsor profile, market context, collateral quality, and requested structure to determine fit and provide preliminary feedback.
Indicative Structuring
For qualified opportunities, we provide indicative terms covering sizing, pricing, recourse profile, reserves, and key covenants.
Parallel Diligence
Credit, legal, and third-party diligence are coordinated in parallel to protect timeline integrity and execution certainty.
Documentation and Close
Final documents and closing deliverables are managed through a transparent process focused on speed, clarity, and accountability.
Who We Partner With
We work with experienced sponsors, operators, and institutional partners pursuing business plans that require flexible, accountable credit execution.
Ready to Discuss an Opportunity?
Send an overview of your transaction and our team will respond with direct feedback on fit, structure, and next steps.