A transparent process from first call to funding
Capital Finance Ltd operates a structured, sponsor-friendly workflow designed to deliver speed, certainty, and clear communication at every stage. From initial screening through post-closing asset management, our dedicated deal teams keep all parties aligned and moving toward close.
We maintain direct decision-maker access throughout — no hand-offs, no black-box underwriting. Sponsors know where they stand at every step.
Execution Benchmarks
- 48–72 hour initial response on all submissions
- Indicative term sheet within 5–7 business days
- Typical close in 4–6 weeks from signed term sheet
- Active deals across all major Bangladesh property types
- No re-trading — terms agreed at LOI are honored at close
Six stages from inquiry to close
Each stage has defined inputs, outputs, and timelines so sponsors always know what to expect next.
Initial Screening
We review the deal overview, borrower profile, business plan, requested leverage, and timeline. You receive a fast indication of fit and a preliminary structure within 48–72 hours of submission.
Indicative Terms
Our team delivers an indicative term sheet outlining pricing, structure, key milestones, required diligence items, and the expected documentation framework — typically within 5–7 business days.
Underwriting & Diligence
Loan-level, property-level, and sponsor-level analysis runs in parallel with third-party reports, legal review, and downside scenario stress testing. Capital's direct lending experience informs every underwrite.
Credit Approval
The final underwriting package is presented for internal approval. Terms are confirmed — what we agree to at this stage is what closes. Transaction documents move to final negotiation immediately after approval.
Documentation & Closing
Legal teams finalize definitive agreements and the closing checklist. We coordinate all parties — borrower counsel, title, third-party agents — to close efficiently against your target timeline.
Post-Closing Asset Management
We maintain active communication and data-driven monitoring through the life of the investment. Regular reporting and proactive dialogue support timely execution of the business plan and any needed modifications.
What sets our execution apart
Speed and certainty are our core commitments to every borrower, broker, and transaction partner.
Fast Response
Early feedback and disciplined timelines reduce uncertainty and help sponsors move forward with confidence rather than waiting weeks for a decision.
Clear Communication
Dedicated deal teams provide clear status updates, diligence tracking, and direct access to decision makers — no intermediaries, no delays.
Execution Certainty
A practical and collaborative approach to documentation and closing supports consistent outcomes. We do not re-trade agreed terms.
Sponsor Alignment
We work as a partner, not an adversary. Our goal is a smooth close and a well-performing investment — both parties benefit from the same outcome.
Parallel Workstreams
Underwriting, legal, third-party reports, and site visits run concurrently — not sequentially — compressing timeline without sacrificing rigor.
Active Asset Management
Ongoing monitoring and reporting continue post-close, supporting business plan execution and facilitating proactive problem-solving if conditions change.
What to prepare for your submission
A complete initial package accelerates screening and allows us to issue indicative terms faster.
Deal Overview Package
Include the following in your initial submission to receive the fastest possible response:
- Executive summary with asset description and location
- Current and projected rent rolls, T-12 operating statements
- Business plan summary with exit strategy and timeline
- Requested loan amount, leverage, and structure
- Sponsor background and relevant track record
Property & Market Context
Supporting context that strengthens underwriting confidence:
- Property photos and any inspection or survey reports
- Competitive set analysis or market comparable summary
- Current capital stack and existing debt schedule
- Any third-party appraisals, environmental, or engineering reports
- Details of any pending lease, sale, or construction contracts